How AI/ML is transforming Insurance Underwriting

Choose the right premium, build the right marketing campaign and elevate the value! — insurers are facing challenges maintaining a balance between providing enhanced customer experience and operating at the profit margin. When we talk about the underwriting process and the traditional method, we can see much human intervention and manual paperwork. It can only make the process gruesome!

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A Pawn is more valuable than a Knight!

The COVID crisis ignited my long lost interest in Chess, and I enjoyed learning and playing on chess (dot) com.

Recently, I was playing a game where I lost some key pieces early on. I was left with my King and a Pawn. My opponent was left with a King and a Knight. Funnily enough, the moment I lost my Pawn, the game drew citing <insufficient material>. I tried a simulation and saw what would happen if my opponent's Knight gets killed. The game continues.

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Productivity – Sprints & Flow

I work best in sprints. And my most productive sprints happen when I achieve a state of flow.

It is critical to find what gets you in a flow. Some people get the best done when they are in flights, others get flow when they work out of a coffee shop, and then some people find their flow when they log in late in the evenings. It differs from people to people.

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Banks of the future?

What shall banks do when technology companies become banks of the future?

They have plenty of choices actually!

1) Banks become technology companies. This is a very predictable response – you enter my turf, I enter your turf – and we compete. Here, ideally, banks should leverage their knowledge and capability advantage of risk management and compliances, and build a technology stack to leverage FinTechs (instead of themselves become FinTech*n)

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